GDPR & CCPA Compliance

Simple Budget Tracker is committed to protecting your personal data. This page explains how we comply with GDPR (EU) and CCPA (California) regulations regarding the collection, use, and protection of your personal information.

Data Hosting & Security

  • Server Location: All data is hosted on servers located in Frankfurt, Germany.
  • Data Encryption: Personal data is encrypted at rest using AES-256 and in transit via HTTPS.
  • Backups: Backups are encrypted and stored securely.
  • Access Control: Only authorized developers and administrators can access personal data on a need-to-know basis.

GDPR Compliance (EU Users)

  • Lawful Basis: Data processed only with consent, contractual necessity, or legitimate interest.
  • Your Rights: Access, correct, delete, restrict processing, data portability, object to processing.
  • Data Retention: Personal data is stored only as long as necessary for the purpose it was collected.
  • Data Transfer: Any transfer outside the EU is done with appropriate safeguards.

CCPA Compliance (California Users)

  • Notice at Collection: We disclose categories of personal info collected.
  • Right to Know: You may request details about personal info we hold.
  • Right to Delete: You may request deletion of personal info.
  • Right to Opt-Out of Sale: We do not sell personal information.
  • Non-Discrimination: Exercising your rights will not affect service or pricing.

Cookies & Tracking

We use cookies and similar technologies to enhance your experience, analyze traffic, and provide personalized content.

  • Essential Cookies: Required for core functionality.
  • Analytics Cookies: Help us understand usage and improve our platform.
  • Marketing Cookies: Deliver relevant content and ads.

Third-Party Services

We may use third-party services, such as analytics, cloud providers, or payment processors. These providers have their own privacy policies and we do not control their data collection.

Your Rights

  • Access Your Data: Request a copy of your personal data held by us.
  • Delete Your Data: Request the deletion of your personal data.
  • Withdraw Consent: You may withdraw consent at any time for processing your data.

Contact

For questions regarding GDPR or CCPA compliance, please use our contact form. Our team will respond promptly.

💡 Just so you know: This tool is here to help you explore your spending and savings habits. We're not financial advisors, so any decisions are up to you, but feel free to experiment, learn, and have fun!